Your home, your journey Your Home Loan Options
Whatever your homeownership goals are, we’ve got options for you to make them happen. Whether you want to buy a home, harness the financial power of your home equity or lower your rate and payment, our loan experts are here to help.
Conventional Fixed
- Low monthly payments & fixed rate
- As little as 3% down
- Flexible terms (choose from 10-30 years)
- Anyone with good or excellent credit
- No mortgage insurance with 20% down/80% LTV
- Cash-out refinancing options
FHA Loan
- Low fixed rate & down payment options
- Easier to qualify
- Lower your rate quickly with streamline refinancing
- First-time home buyers
- Those with less-than-perfect credit history and low down payment needs
- Hassle-free refinancing
VA Loan
- As low as 0% down for eligible VA homebuyers
- Lower interest rates; Streamline refinancing
- Relaxed requirements
- Eligible military service members and veterans
- Cash-out and streamline refinancing options
Adjustable Rate (ARM)
- Save with a low fixed rate for the introductory period (5-10 years)
- Take cash out while keeping a low monthly payment
- Pay less for a short-term residence
- Homeowners and buyers who plan on relocating, refinancing, or paying off the mortgage in 10 years or less
Home Equity Loan
- Turn your equity into cash
- Rely on low fixed-rate monthly payments
- Keep your existing mortgage rate
- Homeowners with a low primary mortgage rate who want to access cash from their equity without refinancing
Jumbo Loan
- Borrow up to $3 million
- Finance properties for amounts above standard loan limits
- Reduce the need for secondary financing
- Homebuyers in a strong financial position with exceptional credit and a low debt-to-income ratio who want to buy an expensive property
USDA Streamline
- Lower your USDA rate with streamline refinancing
- Skip the appraisal
- Benefit from relaxed FICO and debt-to-income requirements
- Current USDA homeowners who want to lower their rate and monthly payment
Investment Property
- Low rates
- Large variety of terms and products
- Possible tax benefits*
- A non-owner-occupied property intended to bring in revenue
- Borrowers should be in a strong financial standing and have healthy cash reserves
Second Home
- Conventional and Jumbo options
- Fixed rate or ARM
- As little as 10% down for eligible buyers
- Single-unit non-owner-occupied secondary homes/vacation homes not intended to produce rental income
Home Loan Checklist: Find Your Best Match
| Home Loan | Low Down Payment | Flexible Terms | Cash-out Options | Easier To Qualify |
|---|---|---|---|---|
| Conventional Fixed | ||||
| FHA | ||||
| VA | ||||
| ARM | ||||
| Home Equity Loan | N/A | |||
| Jumbo | ||||
| USDA Streamline | N/A | |||
| Investment Property | ||||
| Second Home |
We’re here to help you find the loan that
matches your profile and life plans.
Helpful Tools
Customized Rate Quote
Receive an instant customized quote with estimated monthly payments per loan type and term, based on the information you enter.
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Mortgage Learning Center
Explore the useful library of articles designed to help you build your homeowner knowledge and plan ahead.
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Home Loan Calculators
See the possibilities: Explore how much your payments might be, your potential monthly savings, and more.
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Home Value Estimator
Receive an instant home value estimate and up-to-date information on any property. View recent home sales in your area of choice.
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Ready to Turn Your
Home Equity Into Cash?
Discover how you can tap into cash from your
available home equity.
Your homeownership journey, made easy
Refinancing your existing loan may result in your total finance charges being higher over the life of your loan.
*Consult a tax adviser for further information regarding the deductibility of mortgage interest and charges.
