Mortgage & Interest Rate
News, Tips & Tools

Unsure if an adjustable rate mortgage is right for you? Get the inside scoop on the ARM and learn whether the risks of this loan type are worth the reward.

September 25, 2025

Learn how much of a down payment you need for different loan types, plus explore Pennymac programs and assistance for first-time and repeat buyers.

September 25, 2025

The home appraisal can influence everything from a loan approval to the final sale price. In this guide, we'll break down what to expect during the appraisal and how to prepare for what's next.

August 29, 2025

Learn what a remote work letter is and why you may need one as a remote worker to get your mortgage approved.

August 6, 2025

Got a tax refund? Learn when using it to pay down your mortgage makes sense and when it might not be the best move for your financial goals.

August 4, 2025

Buying a home is exciting; it’s also a big commitment. This guide covers key financial and lifestyle factors to help you decide if you're ready.

August 1, 2025

If you love to entertain but feel that your space isn’t as guest-ready as you’d like, a few strategic updates can make all the difference. Try these ideas to make hosting easier and help your guests feel more comfortable.

July 21, 2025

Whether you’re buying your first home or refinancing, managing your finances carefully is important for getting approved for a home loan. Read on to get actionable tips that can improve your chances of securing the loan you want.

July 18, 2025

Home is where life happens, and life is full of the unexpected. Follow this home safety checklist for tips to reduce hazards, protect your space, and keep the ones you love safe.

July 11, 2025