Tap into the power of your home equity
& special homebuyer programs
Turn your home
equity into cash
Obtain cash from your home equity to consolidate debt, renovate or cover expenses with a Home Equity Loan or Cash-Out Refinance.
Find a top agent and get
cash after closing
Connect with a top agent anywhere in the nation and earn $350 - $9,500 when you buy or sell a home with that agent.2
Protect yourself from
future rate hikes
Lock your rate before you find your new home to protect yourself from rate hikes. And if rates go down, you can update to the lower rate.3
We're here for you at every
step of your home loan journey
Our loan experts will guide you, from start to finish
Your dedicated Pennymac Loan Officer will help you find the option that works best for you, and guide you throughout your journey.
Apply online,
at any time
Submit your application online and an expert will reach out to go over your options and help you with next steps.
Find the solutions you seek: Let’s talk
Get all the information you need to make the right mortgage decisions, at the right time.
Today's rates
View today’s rates. Personalize your results to see what your mortgage payment could be in certain scenarios.
| Mortgage Type | Rate | APR* | Points |
|---|---|---|---|
| Conventional 30 year fixed | | ||
| FHA 30 year fixed | | ||
| VA 30 year fixed | | ||
Rates valid on: and are subject to change without notice. Your actual rate may change dependent on a variety of financial factors. Please keep in mind that the mortgage rates shown above are based on certain assumptions, which may differ from your personal home loan scenario.
Imagine, discover, plan:
Your Learning and Support Center
Explore the library of resources designed to help you build your knowledge and plan ahead.
We 
our homeowners
Read why people love Pennymac
nearly 5 million
Lifetime Customers
#2 Lender
In the U.S.***
$632 Billion+
In Loans Serviced
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