Special Homebuyer Savings
for 1 year* + $1,000**
refinance within 3 years1
Tap into the power of your home equity
& special homebuyer programs
Turn your home
equity into cash
Obtain cash from your home equity to consolidate debt, renovate or cover expenses with a Home Equity Loan or Cash-Out Refinance.
Find a top agent and get
cash after closing
Connect with a top agent anywhere in the nation and earn $350 - $9,500 when you buy or sell a home with that agent.2
Protect yourself from
future rate hikes
Lock your rate before you find your new search for a home to protect yourself from rate hikes. And if rates go down, you can update to the lower rate.3
So many ways you can save
1% off your
rate for 1 year
Enjoy lower monthly payments for the
first 12 months of your new mortgage with
Pennymac’s Lender-Paid Buydown.
$2,000 3-year
refinance bonus
Get your new home’s mortgage with
Pennymac and receive a $2,000
bonus when you refinance that loan
within 3 years.
$1000 at Closing
Get a BuyerReady Certification
to be a step ahead of competing buyers for your perfect home.
Earn $350
to $9,5002
Find a top agent and earn from $350 to $9,500 when you buy or sell a home with Pennymac Home Connect.
Want to explore your options? We're here to help.
However you choose to begin your home loan journey, we've got you covered every step of the way.
Our loan experts will guide
you, from start to finish
Apply online and an
expert will reach out to go
over your best options
We're here to answer all
of your questions
We're here for you at every
step of your home loan journey
Our loan experts will guide you, from start to finish
Your dedicated Pennymac Loan Officer will help you find the option that works best for you, and guide you throughout your journey.
Apply online,
at any time
Submit your application online and an expert will reach out to go over your options and help you with next steps.
Find the solutions you seek: Let’s talk
Get all the information you need to make the right mortgage decisions, at the right time.
Today's rates
View today’s rates. Personalize your results to see what your mortgage payment could be in certain scenarios.
Mortgage Type | Rate | APR* | Points |
---|---|---|---|
Conventional 30 year fixed | | ||
FHA 30 year fixed | | ||
VA 30 year fixed | | ||
Rates valid on: and are subject to change without notice. Your actual rate may change dependent on a variety of financial factors. Please keep in mind that the mortgage rates shown above are based on certain assumptions, which may differ from your personal home loan scenario.
Imagine, discover, plan:
Your Learning and Support Center
Explore the library of resources designed to help you build your knowledge and plan ahead.
0 Million+
Lifetime Customers
# 9 Lender
in the U.S.**
$ 233 Billion+
In loans serviced
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