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Special Homebuyer Savings

Save Now
Get 1% off your rate
for 1 year* + $1,000**

Save Later
Receive $2,000 when you
refinance within 3 years1
Learn More
Bring it Home

Get quick facts about home loans
and beyond, with the video series
that keeps it simple.

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How can we help?

Refinance
Access My Equity
Buy a Home

We're here to help,
with experts by your side

Our loan experts will guide you, from start to finish

Your dedicated Pennymac Loan Officer will help you find the option that works best for you, and guide you throughout your journey.

Find a loan officer
Apply online,
at any time

Submit your application online and an expert will reach out to go over your options and help you with next steps.

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Find the solutions you seek: Let’s talk

Get all the information you need to make the right mortgage decisions, at the right time.

866-549-3583

Today's rates

View today’s rates. Personalize your results to see what your mortgage payment could be in certain scenarios.

Personalize
My Rate

Mortgage Type Rate APR* Points
Conventional 30 year fixed
FHA 30 year fixed
VA 30 year fixed

*View Assumptions

Rates valid on: and are subject to change without notice. Your actual rate may change dependent on a variety of financial factors. Please keep in mind that the mortgage rates shown above are based on certain assumptions, which may differ from your personal home loan scenario.

Imagine, discover, plan:
Your Learning and Support Center

Explore the library of resources designed to help you build your knowledge and plan ahead.

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Options
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Resources
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We love our homeowners

A+ Rating, Accredited Business, Better Business Bureau
5 Star Lender, Nerdwallet
4 Star Lender, Forbes Advisor
5 Stars, LendingTree
4.6 Star Lender, Bankrate
Best Mortgage Lenders, October 2024, CNET
A+ Rating, Accredited Business, Better Business Bureau
5 Stars, LendingTree
5 Star Lender, Nerdwallet
4.6 Star Lender, Bankrate
4 Star Lender, Forbes Advisor
Best Mortgage Lenders, October 2024, CNET

Read why people love Pennymac

Rated out of 5 stars by our customers
    reviews on
    Birdeye

    over 5 million

    Lifetime Customers

    #2 Lender

    In the U.S.**

    $648 Billion+

    In Loans Serviced

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