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Pennymac Purchase Loan Officer
Ruben Ruano
NMLS #214116
About Ruben
I have over 20 years' experience providing tailored mortgage solutions for all loan types. My unparalleled expertise and insight allow me to simplifly and find creative financing solutions that other industry professionals may overlook. I've helped thousands of homeoners and investors purchase and refinance homes across the country, and I look foward to helping you achieve your homeownership goals.
By our homeowners
funded last year
Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act. Georgia Residential Mortgage Licensee #214116. Licensed by the N.J. Department of Banking and Insurance.
The path to your new home starts here.
Get 1% off your rate for 1 year* + $1,000**
Receive $2,000 when you refinance within 3 years1
Get Started
Pennymac Pre-Approval
Be a step ahead of competing buyers for your perfect home, plus receive $1,000 towards your closing.**
Pennymac Home Connect
Find a top real estate agent anywhere in the U.S. and earn $350 to $9,500 when you buy or sell a home.2
Lock & Shop
Lock your rate before you find your new home to protect yourself from future rate hikes. And if rates go down, you can update to the lower rate.3
We’re here to help you accomplish your aspirations of home.
$1.23 billion Funded
in purchase loans last year
#2 Lender
in home purchase loans4
Flexible Loan Terms
Customize the term of your
loan from 10 to 30 years
