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Pennymac Purchase Loan Officer
Joseph Garcia
NMLS #2050558
About Joseph
I am a highly dedicated loan officer who is deeply invested in assisting individuals in attaining their financial objectives. I possess a sharp attention to detail and am fully committed to guiding my clients through the loan process seamlessly. When I'm not working, I'm either playing golf, fishing or enjoying the outdoors in the Hill Country of Llano, Texas.
By our homeowners
The path to your new home starts here.
Get 1% off your rate for 1 year* + $1,000**
Receive $2,000 when you refinance within 3 years1
Get Started
Pennymac Pre-Approval
Be a step ahead of competing buyers for your perfect home, plus receive $1,000 towards your closing.**
Pennymac Home Connect
Find a top real estate agent anywhere in the U.S. and earn $350 to $9,500 when you buy or sell a home.2
Lock & Shop
Lock your rate before you find your new home to protect yourself from future rate hikes. And if rates go down, you can update to the lower rate.3
We’re here to help you accomplish your aspirations of home.
$1.23 billion Funded
in purchase loans last year
#2 Lender
in home purchase loans4
Flexible Loan Terms
Customize the term of your
loan from 10 to 30 years
